Times are tough in today’s economy, with layoffs reaching record highs this year. Many Kentucky parents face the stress of job loss while still needing to meet child support obligations.
If you’re paying child support and suddenly find yourself unemployed or taking a lower-paying position, it’s important to know your options and next steps.
Losing your job unexpectedly
Losing your job doesn’t automatically pause or reduce your child support payments. You must take immediate action to request a modification:
- File a motion for temporary modification with the family court
- Gather documentation of your job loss, like your termination letter or unemployment benefits
- Continue making whatever payments you can manage
- Attend all scheduled court hearings about your modification request
Remember that any missed payments will continue to pile up until a judge approves your request for child support modification.
Switching to a lower-paying job
Child support won’t automatically adjust if you change careers or take a pay cut. Courts examine whether your income change was voluntary or necessary. They examine your:
- Work history
- Skills and licenses
- The job market
If you accept a lower-paying job for legitimate reasons like health concerns or company downsizing, document everything. The court needs proof that you didn’t purposefully choose to earn less money just to avoid or lower your support obligation.
Taking action now protects your future
Missing payments can lead to serious consequences, including license suspension and even jail time. And remember, you can’t discharge child support debt through bankruptcy.
Courts understand circumstances change, but you must act promptly to avoid falling behind on payments. So, don’t wait until you fall behind on payments to request for modifications. Additionally, filing for modification as soon as possible and staying in communication with the court shows your commitment and responsibility as a parent.
